Calculator
Stamp Duty Calculator
Calculate the property transaction tax you'll pay anywhere in Great Britain — Stamp Duty (SDLT) in England & Northern Ireland, LBTT in Scotland, or LTT in Wales. Choose your nation and whether you're a home mover, first-time buyer or buying an additional property, and see a full band-by-band breakdown.
England & Northern Ireland pay Stamp Duty Land Tax (SDLT), from April 2025.
Stamp Duty (SDLT) payable
£4,750
Effective rate 1.6%
Frequently asked questions
How much is stamp duty in 2025/26?
For standard residential purchases in England and Northern Ireland from April 2025: 0% up to £125,000, 2% on £125,001–£250,000, 5% on £250,001–£925,000, 10% on £925,001–£1.5m, and 12% above £1.5m. Stamp duty is charged in tiers, so each rate applies only to the portion of the price within that band.
Do first-time buyers pay stamp duty?
First-time buyers pay no stamp duty on the first £300,000 and 5% on the portion from £300,001 to £500,000. If the purchase price is above £500,000, first-time buyer relief does not apply and standard rates are charged on the whole price.
What is the surcharge on second homes and buy-to-let?
Additional properties (second homes and buy-to-let) attract a 5% surcharge on top of every standard band, applied to purchases above £40,000.
How does stamp duty work in Scotland and Wales?
Scotland uses Land and Buildings Transaction Tax (LBTT): 0% up to £145,000, then 2%, 5%, 10% and 12% bands, with first-time buyer relief up to £175,000 and an 8% Additional Dwelling Supplement on second homes. Wales uses Land Transaction Tax (LTT): 0% up to £225,000, then 6%, 7.5%, 10% and 12%, with no first-time buyer relief. Select the nation in the calculator above to switch between all three systems.
For general guidance only, not financial advice. Figures are estimates. Verify with a qualified adviser or GOV.UK.