Moneyfacts has issued a pointed call for reform of the Lifetime ISA scheme ahead of the Autumn Budget, with finance expert Rachel Springall arguing that the £450,000 property price cap—unchanged since the product's 2017 launch—has become increasingly disconnected from the realities of the UK housing market. The intervention lands at a critical moment for policymakers, with speculation mounting over what support, if any, the Chancellor will offer first-time buyers amid persistent affordability pressures and a mortgage market still adjusting to higher-for-longer interest rates.